American Consumers Insurance Company was incorporated October 2, 1946, as the "Eastern Casualty and Surety Company". On September 26, 1949, the name was changed to "Eastern Casualty Company", however, the company was not licensed until March 15, 1950, and it began business on April 1,1950. In 1956, the company was acquired by the "American Casualty Company of Reading, Pennsylvania". On December 16, 1959, ownership was passed to The American Plan Corporation and in May 1960, the name was changed to American Consumer Insurance Company. In 1963, American Fidelity Fire acquired ownership of American Consumer Insurance Company of Woodbury, New York at which time it became a subsidiary of The American Plan Corporation.